Satarupa Mitra

Satarupa brings over 15 years of experience in advising the financial services and fintech ecosystem, with a strong foundation as former General Counsel at Karbon Business and prior leadership roles at Housing Development Finance Corporation Limited (now part of HDFC Bank).

She works at the intersection of regulation, business strategy, and execution, helping clients translate complex legal and regulatory requirements into clear, actionable, and commercially viable solutions. Her experience spans financial regulation, licensing, transactional and statutory compliance, including engagement with key regulators and authorities such as the Reserve Bank of India, National Housing Bank, Enforcement Directorate, ESIC, and Ministry of Corporate Affairs.

With deep in-house experience, Satarupa is particularly adept at navigating evolving regulatory frameworks—from digital lending and payment systems to data privacy, anti-money laundering, recovery strategies, and consumer protection—ensuring that business models are both regulator-ready and scalable.

She regularly advises on structuring and execution of complex financial transactions, fintech and financial products, and strategic commercial partnerships, while also leading corporate governance, policy development, and enterprise-wide legal frameworks that support long-term decision-making.

Satarupa also focuses on legal process innovation, implementing technology-enabled compliance systems that enhance efficiency and mitigate risk. A certified Dale Carnegie trainer, she is actively involved in mentoring legal teams and building strong compliance cultures within organisations.

Satarupa holds an LL.B. from the Faculty of Law, University of Delhi, and a B.A. (Hons.) in Economics from Lady Shri Ram College.